1. Introduction

This Cookie Policy explains how Nordlicht Leasing GmbH ("we", "us", or "our") uses cookies and similar tracking technologies when you visit our website nordlicht-leasing.de (the "Service"). This policy describes what cookies are, how we use them, the types of cookies we use, your choices regarding cookies, and how to contact us about our cookie practices.

By continuing to use our website, you consent to our use of cookies in accordance with this Cookie Policy. This policy should be read in conjunction with our Privacy Policy, which delivers additional information about how we collect, use, and protect your personal information.

2. What Are Cookies

Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. They contain information that is transferred to your device's hard drive and allow websites to remember information about your visit, such as your preferred language and other settings.

How Cookies Work

When you visit our website, our server sends a cookie to your browser, which stores it on your device. The next time you visit our site, your browser sends the cookie back to our server, allowing us to recognize your device and remember your preferences.

Types of Cookies by Duration

  • Session Cookies: These are temporary cookies that are deleted when you close your browser. They help us manage your session during your visit to our website.
  • Persistent Cookies: These cookies remain on your device for a specified period or until you delete them. They help us remember your preferences for future visits.

Types of Cookies by Origin

  • First-Party Cookies: These are set directly by our website and can only be read by our site.
  • Third-Party Cookies: These are set by external services we use on our website, such as analytics or advertising providers.

3. Why We Use Cookies

As a financial services provider, we use cookies for several important purposes to ensure the security, functionality, and optimization of our services:

  • Essential Website Functionality: To enable core features like secure login sessions, form submissions, and maintaining your preferences during your visit.
  • Enhanced Security: To protect against fraud, unauthorized access, and ensure the security of financial transactions and sensitive data.
  • Performance Improvement: To analyze how visitors use our website and identify areas for improvement in loading times and user experience.
  • Personalization: To remember your language preferences, location settings, and tailor our content to your interests.
  • Analytics and Statistics: To understand visitor behavior, popular content, and measure the effectiveness of our financial services.
  • Marketing and Communication: To deliver relevant information about our leasing and funding services and measure the effectiveness of our marketing campaigns.

4. Types of Cookies We Use

Below is a detailed breakdown of the cookies we use on our website, organized by category and purpose:

4.1 Strictly Necessary Cookies

These cookies are essential for the website to function properly and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms.

Cookie Name Provider Purpose Type Duration
PHPSESSID nordlicht-leasing.de Maintains user session state and security Session Browser session
csrf_token nordlicht-leasing.de Prevents cross-site request forgery attacks Security 24 hours
cookieConsent nordlicht-leasing.de Stores your cookie consent preferences Preference 1 year
language nordlicht-leasing.de Remembers your selected language preference Functional 6 months
auth_session nordlicht-leasing.de Secure authentication for financial services access Authentication 30 minutes

4.2 Performance/Analytics Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our website. They help us to know which pages are the most and least popular and see how visitors move around the site.

Cookie Name Provider Purpose Type Duration
_ga Google Analytics Distinguishes unique users and sessions Analytics 2 years
_gid Google Analytics Distinguishes users for 24-hour period Analytics 24 hours
_gat_UA-* Google Analytics Throttles request rate to Analytics Analytics 1 minute
_gac_* Google Analytics Campaign tracking and attribution Analytics 90 days

4.3 Functionality Cookies

These cookies enable the website to deliver enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.

Cookie Name Provider Purpose Type Duration
region_preference nordlicht-leasing.de Stores regional settings for localized content Functional 3 months
chat_session nordlicht-leasing.de Maintains live chat session state Functional Browser session
form_progress nordlicht-leasing.de Saves form data to prevent loss during completion Functional 30 days

4.4 Targeting/Marketing Cookies

These cookies may be set through our site by our advertising partners. They may be used by those businesses to build a profile of your interests and show you relevant financial service advertisements on other sites.

Cookie Name Provider Purpose Type Duration
_fbp Facebook Facebook Pixel for conversion tracking Marketing 3 months
_fbc Facebook Click tracking from Facebook advertisements Marketing 7 days
lead_source nordlicht-leasing.de Tracks source of leads for financial services Marketing 30 days
utm_campaign nordlicht-leasing.de Tracks marketing campaign performance Marketing 6 months

5. Third-Party Cookies

We use several third-party services that set cookies on our website. These services help us deliver better functionality, analyze website usage, and deliver relevant marketing messages. Below are the main third-party cookie providers we work with:

Google Analytics

We use Google Analytics to understand how visitors interact with our website. This helps us improve our financial services and website performance.

  • Privacy Policy: https://policies.google.com/privacy
  • Opt-out: https://tools.google.com/dlpage/gaoptout

Facebook Pixel

We use Facebook Pixel to measure the effectiveness of our advertising campaigns and to show relevant ads to users who have visited our website.

  • Privacy Policy: https://www.facebook.com/privacy/policy
  • Ad Preferences: https://www.facebook.com/ads/preferences

Other Third-Party Services

We may also use other third-party services such as customer support platforms, content delivery networks, and security services. Each of these services may set their own cookies according to their respective privacy policies.

6. Cookie Duration

The length of time cookies remain on your device depends on their type and purpose. Here's a breakdown of cookie lifespans used on our website:

Duration Category Timeframe Purpose Examples
Session Cookies Until browser closes Maintain session state during visit PHPSESSID, chat_session
Short-term 1 minute - 24 hours Immediate functionality and rate limiting _gat_UA-*, _gid, csrf_token
Medium-term 7 days - 6 months User preferences and campaign tracking language, _fbp, utm_campaign
Long-term 1 year - 2 years Analytics and consent preferences _ga, cookieConsent

7. How to Manage Cookies

You have several options for managing cookies on our website. You can control cookies through your browser settings, our cookie consent tool, or by using opt-out links provided by third-party services.

7.1 Browser Settings

Most web browsers allow you to control cookies through their settings preferences. Here are step-by-step instructions for the most popular browsers:

Google Chrome

  1. Open Chrome and click the three dots menu in the top right corner
  2. Select "Settings" from the dropdown menu
  3. Click on "Privacy and security" in the left sidebar
  4. Select "Cookies and other site data"
  5. Choose your preferred cookie settings: "Allow all cookies", "Block third-party cookies", or "Block all cookies"
  6. To view and delete existing cookies, click "See all cookies and site data"

Mozilla Firefox

  1. Open Firefox and click the menu button (three horizontal lines) in the top right corner
  2. Select "Settings" (or "Preferences" on Mac)
  3. Click on "Privacy & Security" in the left panel
  4. Under "Cookies and Site Data", choose your preferred settings
  5. To manage individual cookies, click "Manage Data..."
  6. You can search for specific sites and remove their cookies

Safari (Mac)

  1. Open Safari and click "Safari" in the menu bar
  2. Select "Preferences" from the dropdown menu
  3. Click on the "Privacy" tab
  4. Choose your cookie preference: "Always allow", "Allow from current website only", "Allow from websites I visit", or "Always block"
  5. To view stored cookies, click "Manage Website Data..."
  6. You can remove individual sites or remove all data

Microsoft Edge

  1. Open Edge and click the three dots menu in the top right corner
  2. Select "Settings" from the menu
  3. Click on "Cookies and site permissions" in the left sidebar
  4. Select "Cookies and stored data"
  5. Choose your preferred settings: "Allow all cookies", "Block only third-party cookies", or "Block all cookies"
  6. To manage individual cookies, click "See all cookies and site data"

7.2 Third-Party Opt-Out Links

You can also opt out of cookies from specific third-party providers using the following links:

7.3 Our Cookie Consent Tool

When you first visit our website, you'll see a cookie consent banner that allows you to:

  • Accept all cookies
  • Reject non-essential cookies
  • Customize your cookie preferences

You can change your cookie preferences at any time by clicking the cookie settings link in our website footer.

8. Consequences of Disabling Cookies

Important Notice

Disabling cookies may significantly impact your experience on our website and your ability to access certain financial services.

If you choose to block or delete cookies, you may experience the following limitations:

Essential Functionality Loss

  • Inability to maintain secure login sessions
  • Loss of language and regional preferences
  • Repeated security verifications
  • Form data may not be saved during completion
  • Shopping cart or application progress may be lost

Reduced User Experience

  • Website may load slower due to lack of performance optimization
  • Content may not be personalized to your interests
  • You may see less relevant financial product recommendations
  • Live chat functionality may be impaired

Security and Fraud Prevention

  • Reduced ability to detect and prevent fraudulent activities
  • May require additional manual security checks
  • Some secure financial services may become unavailable

9. Do Not Track Signals

Some browsers include a "Do Not Track" (DNT) feature that lets you tell websites that you do not want to have your online activities tracked. Currently, there is no universal standard for how websites should respond to DNT signals.

Our current response to DNT signals:

  • We recognize and respect DNT signals where technically feasible
  • Essential cookies required for website functionality will still be set
  • Analytics and marketing cookies may be limited when DNT is enabled
  • We recommend using our cookie consent tool for more granular control

How to Enable Do Not Track

  • Chrome: Settings > Privacy and security > Cookies and other site data > Send a "Do Not Track" request
  • Firefox: Settings > Privacy & Security > Send websites a "Do Not Track" signal
  • Safari: Preferences > Privacy > Website tracking > Ask websites not to track me
  • Edge: Settings > Privacy, search, and services > Send "Do Not Track" requests

10. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make significant changes to this policy, we will notify you through:

  • A prominent notice on our website
  • Email notification if you have subscribed to our newsletter
  • Updated "Last modified" date at the top of this policy
  • A new cookie consent request if the changes affect your preferences

We encourage you to review this Cookie Policy periodically to stay informed about our cookie practices. Your continued use of our website after any changes constitutes acceptance of the updated policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Cookie Policy or our cookie practices, please don't hesitate to contact us:

Nordlicht Leasing GmbH
Spiegelberg 57 23966 Wismar, Meckl Deutschland
+49260394271
info@hw-leasing-sp.com
nordlicht-leasing.de

12. More Information

For more information about cookies and online privacy, you may find the following resources helpful:

Educational Resources

Browser Help Pages


This Cookie Policy is effective as of January 15, 2026, and applies to all visitors of nordlicht-leasing.de